Insurance Made Simple
We believe that accessing quality ABA therapy shouldn't be complicated. Our dedicated team handles the insurance process from start to finish, so you can focus on what matters most—your child.
How Insurance Works with Guiding Light
We've simplified the insurance process into four easy steps, handling the paperwork so you can focus on your child's journey.
Verification
We check your insurance benefits to confirm ABA therapy coverage and explain what your plan includes.
Authorization
Our team works directly with your insurance provider to secure approval for your child's therapy.
Ongoing Support
We handle regular reauthorizations and updates to ensure continuous coverage for your child's care.
Billing Assistance
Our billing specialists manage claims and answer any questions about costs or coverage.
Insurance Plans We Accept
We work with most major insurance providers to make quality ABA therapy accessible to as many families as possible.
Anthem Blue Cross
Blue Shield
Aetna
Cigna
UnitedHealthcare
Kaiser Permanente
Tricare
Medicaid
Medicare
Don't see your insurance listed? Contact us—we may still be able to work with your provider.
Insurance FAQs
Common questions about insurance coverage for ABA therapy
Does insurance typically cover ABA therapy?
Yes, most major insurance plans now cover ABA therapy for autism spectrum disorder. Coverage is mandated in many states, including California. The specific benefits depend on your individual plan.
What if my insurance doesn't cover ABA therapy?
If your current plan doesn't provide coverage, we can discuss alternative options, including self-pay rates, payment plans, or assistance programs that might be available to your family.
Will I need a referral or diagnosis for insurance to cover therapy?
Most insurance plans require a formal autism diagnosis from a licensed physician or psychologist. Some may also require a referral. Our team can guide you through obtaining the necessary documentation.
How long does the insurance approval process take?
The timeline varies by insurance provider, but typically takes 2-4 weeks from submission to approval. Our team works to expedite this process whenever possible.
What costs might I be responsible for?
Depending on your insurance plan, you may be responsible for copays, coinsurance, or deductibles. We'll provide a clear explanation of any out-of-pocket costs before beginning services.
Ready to Get Started?
Our team is here to help you navigate the insurance process and begin your child's therapy journey.